Life Insurance seeks to guarantee the protection of an insured and their family in the event of death. However, now these insurance policies also include benefits that can be used during life. Accelerated Benefit clauses allow you to make a claim to the insurance company in unfortunate situations such as: terminal illness, chronic illness, critical illness and critical injuries. This can help you in a financial crisis by accelerating part or all of your life policy. We have companies with more than 175 years in the market.
Life insurance
HOW CAN BENEFITS BE USED IN LIFE?
Retirement or School Savings Plans: Plans that allow you and the little ones in the house to save for the future tax-free. Likewise, your Life Insurance with Living Benefits provides you with totally free protection.
Mortgage Protection Plans: Have you just bought your home? Have you thought about what would happen to your family if you are no longer here? Have you thought about what would happen to all your regular and medical bills if you stopped working for a while due to a chronic illness, accident, cancer, or heart attack? Mortgage protection plans help you protect your assets and accelerate the benefits of your policy so that you and/or your family can have financial peace of mind.
Final Expense Plans: A person's final expenses can be worth more than $15,000. These plans allow you to ensure that your family gets an amount of money with which they can make all funeral arrangements, pay medical bills, and any other needs that arise in the event of your death.
Plans with Return of Premium: This plan allows you to purchase Life Insurance for a certain time, at the end of this period you can get your money back. In this type of policy, Living Benefits also apply in the event of a terminal, chronic or critical illness.
Plans for Foreigners with Living Benefits: Did you know that having a Tax ID, Social Security or ITIN Number can qualify you for Life Insurance?